The ACA Contributing To the Rise of Bankruptcy Due to Medical Expenses

CNBC reported that an estimated 646,812 people in the U.S declared bankruptcy in 2013 due to medical expenses. Since the Affordable Care Act (ACA) went into effect in 2010, the number of uninsured Americans decreased by 15 million. However, the number of Americans that claim bankruptcy due to medical expenses has remained stagnant. According to Upshot, insurance often fails […]

Merchant Cash Advances: What Business Owners Need to Know

Merchant cash advances have grown in popularity over the past few years. The growth in popularity may be because merchant cash advances are often marketed as a “quick and easy” way to get money for your business. However, many people don’t know what merchant cash advances are or their dangers. Our New York debt relief […]

What Business Owners Should Know About UCC Liens

As a business owner, it’s essential to be aware of UCC liens and their potential dangers. UCC liens are filed when a company has not paid for goods or services that have been provided. For business owners, this can be a serious issue, as they may lose their property or assets if the lien is […]

What Are My Rights When Dealing With a Frozen Bank Account?

If you’re experiencing money troubles and your bank account is frozen. As a result, you may feel like you have no way out. The good news is that there are rights in place to protect you through the process of unfreezing your account. Our legal team at Jacovetti Law, P.C. understands what you’re going through, […]

How UCC Liens can Hurt Your Credit Score

Obtaining capital to grow your business is a top priority for entrepreneurs. You may notice something new on your credit reports when you get a loan: a UCC filing. Our New York debt relief attorneys will discuss how UCC liens may affect your credit score and ability to get business financing. What Is a UCC […]

What Do You Do if A UCC Lien is Filed Against You

If you have been served with a UCC lien, it can be a scary and confusing experience. What do you do? What does this mean for your business? Who should you talk to? Don’t panic — our New York legal team is here to help! We will provide a breakdown of what UCC liens are, […]

Why Would a Bank Account Be Frozen?

Have you ever gone to the ATM to withdraw money and found that your bank account has been frozen? It can be a frustrating and confusing experience, especially if you don’t know why it happened or what steps you can take to unfreeze your account. In this blog post, we’ll explore some of the common […]