FAQ: UCC Liens in New York

A UCC filing allows small business owners to obtain loans in exchange for having a lien placed by the lender on equipment and/or business assets. Therefore, when you take out a secured loan, the lender may file a lien to protect the assets you committed to secure financing. This might be real estate, vehicles, inventory, […]

What Is a Stipulation Judgment Agreement?

If you are dealing with overwhelming debt or you are being sued for debt, debt settlement may be an option to help you seek relief. If you are considering debt settlement, it is important that you understand what a stipulation agreement is and what it means when you sign it. Our New York debt relief […]

Should I Negotiate with Creditors on My Own?

If you are overwhelmed with debt, creditor negotiations may be a successful tactic to help you reduce your payment amounts and overall debt. Debtors can negotiate with creditors on their own to try to get their debt reduced – however, it’s not something that should be handled alone. Creditor negotiations are difficult and complicated. One […]

5 Things to Know About Debt Consolidation

You may consider debt consolidation if you struggle to keep up with your monthly payments due to overwhelming debt. This is a process where you combine all your debts into one loan with one monthly payment. While this may seem like a good solution, it’s essential to understand the risks and benefits involved before making […]