Got Debt? Talk it Out

Seems like a simple idea, right? You are in over your head in debt – credit cards and medical bills. The phone won’t stop ringing and you are tired of ducking collectors. So, what do you do? Literally, start telling your story and asking for a reprieve. 1.    Face it, while the collector doesn’t want […]

Bypass Credit Agencies and Call a Skilled Lawyer When You are in Debt

If you spend any amount of time in the car listening to the radio, it’s likely you’ve heard commercials touting the benefits of debt negotiation companies and credit counseling companies. The announcer talks about solving all your problems with a quick phone call. They appeal to the fear in those of us suffering from considerable […]

Do You Owe the Tax Man & Can’t Afford to Pay? Get the Fresh Start You Need

Unmanageable tax debt is one of the most common causes of bankruptcy in the United States. Whether it’s a matter of extreme miscommunication, lack of information or just the inability to pay the compounded interest in penalties, many Americans wind up having to start over, if they can, because they are too deep in debt […]

Turning the Tables: Three Ways to Pursue Action against a Debt Collector

When a person is going through bankruptcy, or at least right before they file, they’re often dogged by incessant calls from debt collectors at all hours of the day to the point where they just want to change their phone number and ensure a new identity. You have enough to worry about without hearing the ring […]

Be Careful: You Can Still Be Taxed on Cancelled Debt

If you want to negotiate your debt with your creditors, you need to make sure you have an experienced debt relief attorney on your side. Any debt that is discharged or cancelled by the creditor is considered “taxable income” for you. It’s understandable that you might overlook the potential tax consequences of cancelled debt because your primary concern […]

The Retail Apocalypse and Bankruptcy

Despite the growing economy, the retail apocalypse continues for many retailers, especially small-business-owned brick and mortar stores. The continued growth in e-commerce has changed the way consumers shop for many products that had previously been purchased locally. E-commerce has influenced America in many ways. Online shopping is an easier way to obtain the items an […]

New York’s Recent Law Curbing Confessions of Judgment Abuse

Governor Andrew Cuomo approved legislation last August to limit the use in state courts of confessions of judgment. Confessions of judgment allowed creditors to freeze and seize a borrower’s assets without any litigation—the only thing they had to do was file an affidavit in a New York state court. The New York debt harassment defense […]

How to Get Your Business Out of Debt in 2021

Debt is a natural part of every business; however, too much debt can severely impact your business. If you noticed that debt is affecting your business’ performance, it might be time to implement techniques to help your business get out of debt. Our New York debt relief attorneys provide you with tips to help you […]

What Is the Difference Between a Garnishment & a Levy?

Garnishments and levies are both collection tools used by creditors to seize an asset or replenish a debt you owe. Since they are both common collection tools creditors use, people often ask what the difference is between the two. Our New York debt relief attorneys explain the difference between garnishment and levy, and how you […]

What Is Good Debt vs. Bad Debt for a Company?

Overwhelming debt can leave an individual feeling hopeless. Debt especially has a negative connotation for businesses because it could mean that they don’t have sufficient cash flow to fund business operations. However, there are cases where debt can help large and small businesses long-term without it having a negative impact on their finances. Below, our […]